How to Get the Best Self Employed Health Insurance(Last Updated On: October 12, 2016)
What it means to be self employed
To get things started first you will need to know if you are qualified for this type of insurance, by this we mean are you self employed. According to “Obama Care” you are considered self employed if you are your own boss (run the business), an independent contractor or you are a freelancer. Another way in which you are considered self employed is if you are in a partnership that owns that business.
How to go about it
Because we here are not professionals on this given topic (a lot of people claim they are and write articles) we suggest that you contact an agent. Not just one agent, but multiple agents that come from different companies. You can tell them what you are in need for and even ask them to explain some things that might help you choose the better option. A great tip would be to not settle on the first offer, tell them that you will take it into consideration and will hear them again shortly. Contact the rest of the people out there and decide which one best suits you.
Something to consider
The thing with getting the best self employed health insurance is that it is all relative. The best thing for you might not be the best thing for someone else out there. So we are going to give out some other options that should be considered.
If you don’t really care about the insurance all that much (which is not a recommended way to go about it) for you the best insurance is the cheapest way you can get it. The cheapest way that we have thought of is to join a professional group. Join a local church, join a bar or even join an alumni group. They all offer health insurance for their own participants even though it is not much, but it is still enough for you to not get penalized.
Another thing you can do is join programs that are in your state, there are different factors which determine the coverage you will get. CHIP and Medicaid are great programs that deal with these things. It is a great idea to contact them.
Because this topic is broad and needs a professional’s thoughts we are going to cut it short here. Don’t get us wrong this information provided here is top notch, but we do not wish to speak on things we understand poorly. Take into consideration the things that were shown here, and try to get the best offer you can.