Guaranteeing Fashion jewelry 101 888011000 110888 MoneyTipsFor Valentine’s Day, we hope you purchased a thoughtful present for your better half. It’s the idea that counts, naturally, however let us provide you an idea or 2: women like jewelry. And, when it comes to great jewelry, you need to give believed to insurance. Luckily, your family’s everyday jewelry is most likely covered by standard homeowner’s or occupant’s insurance (at existing market value less any deductible), assuming you bring such insurance coverage. Nevertheless, if you have valuable or very nostalgic pieces of jewelry, the protection may be lacking. How can you tell whether your coverage is sufficient? The following actions can assist you reach the very best decision. Inventory and Appraisal — You can not find out if your coverage is sufficient if you do not evaluate what you have. You need a list of products and their present value for any insurance coverage claim, as well as for an authorities report in case of theft. Create a spreadsheet with each piece l.