For Valentine’s Day, we hope you bought a thoughtful gift for your better half. It’s the thought that counts, obviously, however let us provide you an idea or more: ladies like jewelry. And, when it comes to great fashion jewelry, you must provide believed to insurance coverage.
Fortunately, your family’s daily jewelry is most likely covered by basic house owner’s or occupant’s insurance coverage (at current market value less any deductible), presuming you carry such insurance coverage. Nevertheless, if you have important or extremely emotional pieces of precious jewelry, the protection might be lacking.
How can you tell whether your coverage is sufficient? The following actions can help you reach the best decision.
- Stock and Appraisal — You can not figure out if your coverage suffices if you do not assess what you have. You need a list of products and their existing value for any insurance coverage claim, along with for an authorities report in case of theft.
Develop a spreadsheet with each piece l.
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