Your Medicare eligibility date impacts the protection that you qualify for. If you are eligible for Medicare prior to 2020, then your alternatives will be various than those of Americans who end up being eligible from January 1, 2020 on. Considering that Congress passed the Medicare Gain access to and CHIP Reauthorization Act (MACRA) in 2015, the plans without any deductible, like Medicare Supplement (Medigap) Strategies F and C, will no longer be offered.
For the recipients currently enrolled in Medigap Strategy F or Plan C, you can rest easy understanding that you’re grandfathered into your policy. Nevertheless, it is essential to understand that after 2020, you might see a rate boost if you have among these policies.
Medicare Eligibility Prior To and After 2020
Strategies F, C, and High-Deductible Strategy F are disappearing for new enrollees in 2020. Nevertheless, Americans who are already on Medicare prior to 2020 must be able to pick or switch from these plans at any time in the future.
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