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The terms “insurance representatives” and “insurance brokers” are often used interchangeably and they may be considered the exact same job, but there are differences. The main difference is in the viewpoint of each insurance specialist.
Is an agent or a broker best for you or your company? To make that choice, you initially need to understand the differences in between them.
Insurance Agents
Insurance coverage agents normally represent insurance sellers and act as an avenue to present info to insurance purchasers. Buyers pick from offered policies and agreement with the insurance provider through the representative.
Insurance coverage representatives have legal contracts– known as appointments– with insurers that set up the standards for the policies that they can provide and the representative’s settlement. A representative committed to one insurer’s items is known as a “captive agent,” while “independent agents” can align themselves with several insurers.
Independen …
