If you discover yourself handicapped for a short time, your employer may use short-term disability insurance coverage as part of your benefits plan to help you retain some income while you recover. There will be a limit employment requirement (a particular time of service and work status) to be qualified. Typically, the series of advantages is in between 50-75% of income for in between 10-26 weeks, depending upon the program.
Sadly, if your employer does not offer this advantage, your governmental disability advantage alternatives are quite limited. Social Security special needs payments from the federal government are not readily available if you are disabled for less than one year. A lot of state programs do not use an option, either– nevertheless, there are five states where short-term special needs insurance coverage is mandated.
- California— The California program covers the longest amount of time– as much as a complete year of advantages, and possibly longer if you have the ability to r.
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