There have been many controversies surrounding driving for Uber and the required insurance coverage that will adequately provide the drivers in a case of accident, loss or damage. There have been many attempts by people who have tried to analyze this situation and vague solutions have been proffered. This article will address issues concerning this topic such as identifying the problem, the best actions to take in a related situation, tips to avoid any compromising situation, consequences of ignoring the importance of addressing this situation.
Identifying the problem
The problem that has been popularly cited by many drivers who will like to provide the uber service is that they are not sure that the personal insurance which they have as coverage that is currently running will cover their uber driving activities. Many drivers have been offering uber driving services while believing that their personal insurance covers the scope of their commercial activities, there has been no clear communication to clarify the coverage of the personal insurance. Ignoring this uncertainty, many uber drivers have gone ahead to offer this commercial services.
Another problem that can arise is the immediate cancellation of drivers insurance if the insurance company finds out that they are offering Uber services on a personal insurance policy.
The way forward on this issue will be to have a comprehensive review of the current policy, the driver should initiate a meeting to be held with the insurance company the driver and the auto insurance specialists will conduct a review of the running insurance policy should be carried out, the driver will be issues a written confirmation from the insurance company affirming that a review has been made to his insurance plan and the uber driving services have been covered in the new review.
Another solution will be that the driver goes for a good uber commercial insurance with the preferred coverage and features. This will adequately provide coverage for all the uber commercial activities of the driver in all his driving services.
Tips to avoid insurance problems
The following tips can be adopted by all commercial drivers to ensure safety and crashes while offering their commercial services.
- Driving carefully- careful driving will prevent crashes to a high degree.
- Obey all driving rules- this will go a long way to prevent crashes during driving, and create a situation of safety for the driver and passengers.
- Obey traffic lights
- Avoid speed- over speeding is a major culprit in car crashes, driving at a moderate speed will ensure safety and always encourage regular passengers to use your service.
Recently different states have moved to address the issues and controversies relating to commercial auto insurance. There have been requests to include the scope of special event insurance for new innovations like the Uber driving services.
Finally, asking the auto insurance providers questions like how does car insurance work? And other related questions will present good answers that will go a long way in helping commercial drivers make better decisions as concerns commercial insurance.
Driving for Uber with a legitimate insurance coverage