Shopping for life insurance can be confusing if you are not familiar with the terms, and it is not the easiest thing to do even if you are familiar with the lingo. A life insurance agent should be able to explain policies and terms to you in an understandable fashion, and help you to explore your options.

Here are five of the most important questions to pose to your agent:
- How Stable Is The Insurer? – If you are buying from an independent agent or broker, you may not realize who the actual insurer is, or you may not know much about the company. Many well-respected insurance companies are not household names.
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