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It is a busy and bittersweet time as your children avoid to college. There are a lot of issues to consider that it is easy to forget one essential aspect– insurance.
Insurance coverage and coverage will usually change as soon as your children are no longer under your roof. However, with some preparation, those changes may be to your advantage. Review all the kinds of insurance coverage that you have, starting with these typical ones.
- House owner’s Insurance— Make a stock of all products your kid is taking to school that you would anticipate insurance to replace if they were stolen. Write down all serial numbers, and take photos for reference.
Inspect your house owner’s policy for your kid’s personal property coverage while living in dorms. What are the limitations on the occasions covered and the amount? Is unintentional damage covered and under what restrictions? You may need to consider riders for extra protection for computers, jewe …
