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Medicaid Basics
Medicaid and CHIP (the Kid’s Health Insurance Program) exist to guarantee health protection for low-income Americans. CHIP is developed to cover kids of households who have incomes too expensive to qualify for Medicaid however too low to pay for private protection.
Lots of people consider Medicaid as being for more youthful Americans and Medicare for older Americans, but this is not strictly the case– for example, some nursing home and long-term care coverage is consisted of under Medicaid requirements.
Each state identifies its own Medicaid eligibility requirements, in accordance with minimum federal guidelines. The federal government requires particular groups to be covered by Medicaid, consisting of “categorically needy” individuals (i.e., recipients of SSI and families with dependent kids receiving cash help). Nevertheless, states keep broad discretion …
