January 2014
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- in Medicaid
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Medicaid Essential Medicaid and CHIP (the Kid’s Medical insurance Program) exist to guarantee health protection for low-income Americans. CHIP is created to cover kids of households who have incomes too expensive to qualify for Medicaid but too low to afford private coverage. Many people think about Medicaid as being for younger Americans and Medicare for older Americans, however this is not strictly the case– for example, some assisted living home and long-term care protection is included under Medicaid requirements. Each state determines its own Medicaid eligibility requirements, in accordance with minimum federal standards. The federal government needs certain groups to be covered by Medicaid, consisting of “unconditionally needy” people (i.e., recipients of SSI and families with dependent kids receiving money support). Nevertheless, states maintain broad discretion …